Eliana Tavera

In charge of Internal Control, Finance, and administration for 6 sites: 3 Distribution Centers (El Alto, Cobija, Riberalta), 2 beverage centers (Caranavi and Rurrenabaque), and one Industrial plant (Soft Drinks Rio Seco)

Main responsibilities:

• Follow up on Regional Trade Receivables: Not Due, Overdue, and Bad Debt (Assignment $us5 Mio)
• Audit of physical inventories in warehouse: Spare parts, supplies, products in process, finished products, packaging.
• Petty Cash administration and supervision, cash counts, and collection review ($us. 5,000 per month)
• Completed journal entries, reconciliations, and account analysis to prepare quarterly financial documents and general account management
• Completed year-end close processes through effective supervision of financial functions and regular treasury transactions ($us 20 Mio monthly)
• Managed budgets, assets, portfolios, accounts payable, and receivable and general financial reporting procedures
• Managed daily financial functions in collaboration with accounting and payroll personnel
• Maximized year-end tax benefits by efficiently managing cash flows

• Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
• Performed banking, business administration and financial tasks to guarantee five-star service for clients.
• Prepared internal and regulatory financial reports, balance sheets and income statements.
• Developed strategic plans for day-to-day financial operations.
• Supported financial director with special projects and additional job duties.
• Analyzed business processes to identify cost savings and operational efficiencies.
• Utilized financial software to prepare consolidated financial statements.
• Reviewed historical records, current operational data and forecasting information to identify and capitalize on system enhancement opportunities.

Risk and general insurance specialist, in charge of managing interdisciplinary business transformation projects - medium and high complexity – to move the company to the digital age. Main responsibilities:

• Design and manage initiatives and more than five projects with strategic objectives
• Implement best management practices for business transformation processes.
• Provide methodology, strategy, and implementation for planning inter-area transformation projects within the company
• Manage principal factors that determine success of projects: technical resources, financial resources, human resources, work plans, compliance, and quality control
• Plan, monitor and track team progress to ensure key milestones of all key projects are completed.

Teacher in charge of subjects of Business Valuation at Bachelor level (6th semester) of career of Financial Engineer: Risk and Return Ratio (efficient frontier); Capital market model (CAPM); Weighted Average Cost of Capital (WACC); future flow methods; Valuation by multiples; Valuation by Dividend.

• Encouraged students to think critically and develop problem-solving skills
• Led group discussions and activities to stimulate student learning
• Maintained regularly scheduled hours in order to assist and advise students on class, program, academic and vocational plans
• Served on academic or administrative committees related to institutional policies, departmental matters and academic issues
• Passionate about learning and committed to continual improvement
• Proved successful working within tight deadlines and fast-paced environment

Insurance Business specialist and part of the project team for the change of the main insurance system, specialized in standardization of processes, technical foundations of general insurance, and modeling of price factors.

Main responsibilities:

• Survey, analysis, and settlement of needs and requirements for more than 20 insurance products.
• Design long-term strategy to specific plans and activities, in a way to establish process flows in the system.
• Reengineering of business service processes and underwriting control for five lines of General Insurance.
• Design roles and underwriting controls, risk models, and default pricing for general insurance.
• Participates in strategic projects as required, engaging with project team members, stakeholders, and sponsors.

Specialist in charge of risk measurement, identification of pricing variables, and head of revenue line of motor insurance line. Main responsibilities:

• Design of technical pricing models for each risk of business line.
• Supervision of Pre-risk Inspection area and choice of external suppliers
• Budget control, and reporting of KPIs for management level
• Evaluated applications to determine insurance coverage and appropriate risk classifications
• Used critical thinking to break down problems, evaluate solutions and make decisions
• Developed and implemented underwriting policies and procedures, establishing useful and accurate processing of applications

Responsible for analysis and preparation of management information with direct response to the Vice Presidency

• Monitoring and measurement of external financial indicators to establish correction mechanisms
• Validated results and performed quality assurance to assess accuracy of data
• Identified and resolved problems through root cause analysis and research.
• Queried databases for information needed for report processing.
• Assessed data modeling and statistics to integrate high-level business processes with data rules
• Performed budget analysis to control expenditures and predict future budget needs

Conducted due diligence checks on investment opportunities and determined rates of return and risks to clients

• Monitoring of capitalized companies that made up the State´s portfolio companies (FCC)
• Conducted due diligence checks on investment opportunities and determined rates of return and risks to corporate clients and pension funds: FCI, AFP Futuro, La Boliviana Ciacruz, Zurich Personal Insurance
• Created key performance indicators to measure and assess investment performance
• Evaluated transactions and reporting for adherence to applicable regulatory guidelines and data integrity
• Devised and implemented hedging strategies to decrease investment risks
• Organized and detail-oriented with strong work ethic